YOUR PLAN. YOUR PACE.
Flexible Ways to Invest in You
HSA & FSA Payment Options
Put Your HSA or FSA Benefits to Work
Your health benefits may help make personalized wellness care more accessible. Depending on your plan and medical needs, eligible expenses may include provider consultations, lab testing, prescription-based hormone therapy, and medically directed weight-loss care.
Not sure what qualifies? Contact your HSA or FSA plan administrator to confirm eligibility. Our team can provide an itemized receipt and available supporting documentation to help simplify the reimbursement process.
The IRS confirms that weight-loss programs may qualify when treating a physician-diagnosed condition, though eligibility varies.
Financing Questions, Answered
What is CareCredit, and how can I use it at Illumé?
CareCredit is a health and wellness credit card that allows approved clients to pay for eligible treatments and services over time. Once approved, you can use your available CareCredit balance toward qualifying services at Illumé Med Spa & Wellness.
Will checking if I prequalify affect my credit score?
No. You can check whether you prequalify without impacting your credit score. If you decide to complete the full application, CareCredit may perform a credit inquiry as part of its approval process.
What CareCredit financing options are available?
CareCredit offers promotional financing options on qualifying purchases, subject to credit approval. The options available may depend on the purchase amount and promotion selected. Minimum monthly payments are required, so carefully review the financing terms before choosing your plan.
Can I use CareCredit for hormone therapy, medical weight loss, or aesthetic treatments?
CareCredit can be used for many eligible health, wellness, cosmetic, and skincare services offered by enrolled providers. Ask our team whether your specific Illumé treatment or program can be paid for with CareCredit.
Can I use HSA or FSA funds for HRT or medical weight-loss services?
Possibly. Eligible expenses may include medical consultations, diagnostic lab testing, prescribed hormone therapy, and medically directed weight-loss care. Weight-loss treatment generally must address a diagnosed medical condition, such as obesity, diabetes, hypertension, or heart disease, to qualify. Eligibility ultimately depends on your plan and circumstances.
Can I use HSA or FSA funds for Botox, fillers, facials, or other aesthetic treatments?
Treatments performed solely for cosmetic purposes generally are not eligible. A service may qualify when it is medically necessary to diagnose, treat, or prevent a specific medical condition, but documentation may be required. Confirm eligibility with your plan administrator before treatment.
Can Illumé provide documentation for my HSA or FSA?
Yes. Upon request, our team can provide an itemized receipt and available supporting documentation for eligible medical or wellness services. Your HSA or FSA administrator makes the final eligibility and reimbursement decision.